4 Homework Tips to Help You Write an Autobiography Essay Topic

4 Homework Tips to Help You Write an Autobiography Essay TopicWhen you need to write an autobiographical essay, there are a number of topics that will help you. You will want to make sure you choose a topic that is relevant to you and reflects your style and personality. Here are some great topics for you to consider.If you want to start off the essay by talking about a prominent event in your life, such as your wedding, your graduation, or a loved one's death, it is a good idea to write a personal anecdote that is relevant to your topic. It can also be a part of your story or a description of an important event that is never mentioned in your regular life. These will make the reader feel like they are really getting a glimpse into your life, which will add to the impact of your story.For a story that is not about yourself, a favorite book or movie may be a good topic. It is interesting to relate your experiences with other events in your life. By telling an interesting story, it hel ps people relate to you and your experiences. People love to be connected to others so this is a great way to get started.Go to your local public library and check out books on all of your topics. Most library books have small biographies of famous people and things that have happened to them. Reading through these books will give you a lot of ideas. It can also be a great way to learn about interesting topics from history.A famous writer, who wrote the bestseller 'The Sun Also Rises' once said, 'The only thing that will make you stop writing is if the reader stops reading.' Your goal should be to write an entertaining autobiography about what happened in your life, and you will be surprised by how much more enjoyable your story will be when it is shared with others. Start out by sharing your favorite memories. Then move on to sharing the other important events in your life.Take some time out to read a book or magazine about your topic. You will find that people are often interested in what you do for a living. You may be able to share a little of your personal life by telling a few stories about the people you work with, your favorite pastimes, or your favorite hobbies. These types of stories add a lot to your story. Tell them in a funny or interesting way.Writing an autobiography is an easy way to add a little information to your life. When you do so, you will most likely have a very personal and unique story to tell. This is an easy way to get started.

What Caused Civil War - Free Essay Example

Sample details Pages: 5 Words: 1516 Downloads: 5 Date added: 2019/05/18 Category History Essay Level High school Tags: Civil War Essay War Essay Did you like this example? Abraham Lincolns election of 1860 was that start to something new and very different for the nation. Lincoln, former member of the Whig party but now a member of the republican party, understood how divided the union was and believed it was his duty to keep the union together, at all costs. Although this election was not the actual start of the Civil War, it was the start of different ideas and conflict between the parties that would soon lead to a breakout. This election made it clear that the division would become greater and eventually start a war. Along with Lincolns election, there were many other events that led up to that start of the civil war, including Uncle Toms Cabin, The Kansas-Nebraska Act, Bleeding Kansas, and the actual start of the war with the attack on Fort Sumter. A main event that occurred and is known to have begun the idea of having a war is the book that was written entitled Uncle Toms Cabin. This book was written by Harriet Beecher Stowe, and according to The Sixth Edition: The American Promise, she had never been to a plantation and was a white northerner (364). Don’t waste time! Our writers will create an original "What Caused Civil War?" essay for you Create order This book exposed the truth behind slavery and the conditions that the slaves had to live in. Due to the slavery being in the south, the southerners shut down what was said about them and pronounced the information to be lies. The southerners stood together but they no longer received condolences from the free states due to the tragic and detailed description in Stowes reading. On the other hand, the northerners believed the information to be true which confirmed their opinion and helped them stand taller by their anti-slavery ideas. Although the two groups stood closer together with themselves, they stood farther apart from each other. This separation of the two sides is what is believed to have started the controversy, which is why Lincoln said to Stowe as he met her in the White House, ?So you are the little woman who wrote the book that made this great war (364). As this meeting between Lincoln and Stowe occurred a decade after the publication, many events occurred during that ti me and it was believed to have all started with this exposure of the way slaves were treated. Even though it is believed that the start of the war was from Uncle Toms Cabin, there were many other events that occurred in between the publication of this book and the beginning of the fighting that led up to the outbreak. One of these events is known as the Kansas Nebraska Act, in which a railroad was the incentive for it. Stephen A. Douglas, Illinois Democratic senator, wanted a railroad for Chicago but any railroad that ran west would pass through a region that Congress in 1830 had designated a ?permanent Indian reserve (365). This Indian reserve would be named Nebraska, which was a huge area between the Missouri River and the Rocky Mountains, and the Indians would soon be thrown out. As this land became open and no longer had Indians, it would have to collect southern support so that the Nebraska legislation would be passed. This support helped not only Nebraska but also the southerners due to this new land becoming part of popular sovereignty which would allow the people goi ng there to choose if the land would be for or against slavery. This act caused the government to push the Plains Indians farther west, and make way for farmers and railroads (365). There was a huge division between this land, and this large piece of land started out as only Nebraska but turned into Nebraska and Kansas due to the different beliefs for slaves. This separation caused further tension for the result of having a war. The conflict of the anti slavery and the pro slavery in this newly separated land caused an event which is known as Bleeding Kansas. Bleeding Kansas was similar to a small civil war in the one area of land, Kansas. This small breakout started when multiple hundreds of pro slavery men invaded the center of the free state settlement entitled Lawrence. Due to this invasion, a fight broke out between the anti slavery and the pro slavery. There was also a division with the north and south that was connected to Preston Brooks, who was a member of the house of South Carolina. The day after the fight broke out in Kansas, May 22, 1856, he beat senator Charles Sumner in order to make him resign his position in the House. This treatment put on a northerner and performed by a southerner was a reflection of how the south handled their situations. This torture emphasized and solidified the horror that was mentioned in Uncle Toms Cabin. This small violent act gave us a taste of what would soon happen on a much larger scale and with everyone involved. As we got a little taste of what a war between the northerners and the southerners was about, it started to become more real about five years later. Fort Sumter was located at the Charleston Harbor entrance in South Carolina, this was a small island where about eighty United States soldiers stayed. This was the place that history would be made, and the true beginning of the civil war would start. Lincoln had to make a big decision of whether or not to relieve the fort, although there was a dilemma that he had to consider. He had to investigate what risks would come with relieving the fort which was risking war, but he also wanted to consider the plan he had of defending federal property and avoiding military force. As this decision was difficult for Lincoln to look at and make, he turned it over to Jefferson Davis who wanted military action but had people telling him that it was almost like walking into death and no longer having support of the north. As Davis thought about the decision that was now put on him, he soon decided that the Confederate troops needed to take the fort before the others would show up to Charleston and relieve if themselves. As the Confederate troops took the fort, they took Fort Sumter after a bombardment that lasted thirty-three hours. Although the Confederates had Fort Sumter, the idea of war was also present and came with it. Five years later from Bleeding Kansas on April 12, 1861 the civil war officially started. With each of these events came many different ideas that made the idea of the civil war come closer to reality. The election of Abraham Lincoln started even the smallest thought of a war eventually coming, due to what he believed. He wanted to be a free nation and not have slaves, but with his one very strong opinion also came the south who all also had strong opinions about being for slavery. This election caused the nation to become stronger and more passionate about their beliefs because they wanted what they believed in to be put into play everywhere. Uncle Toms Cabin was important to the division that was already in play, because it exposed who the south was and what they would do in order to have their slaves. Harriet Beecher Stowe did not hold back when it came to explain the treatment these slaves had to deal with every day. This deep explanation caused the north to believe further into being anti slaves because of how horrifying and terrible they believed this treatment to be. It also caused the south the deny what was being said about them with proof of it being true and it expressed who they were to the north. This book caused the north to become stronger for their opinion and did not want to have anything to do with having slaves. There was also the Kansas Nebraska Act that expressed how this idea was so powerful and moving for the people, that it caused one piece of land to split into two dues to the northern and southern ideas. Along with the Kansas Nebraska Act came Bleeding Kansas which gave us a small taste for what the actual war would be like when it came to play. This idea of anti slavery versus pro slavery became personal and a member of the house, Preston Brooks, decided to beat Charles Sumner to force him into resigning and the decision of pro slavery being put into play. Yet this idea did not work as Brooks had hoped and Sumner got places back as a senator soon after he resigned. This was a major event that led to the attack on Fort Sumter which began the true civil war. The start to this was is very significant because it did truly start with this attack but, yet it had started before when Lincoln came into play. The start of the civil war was long awaited, and it had a lot of buildup which caused this war to be one of the most significant wars in history.

Canadian Sales Tax Rates by Province and Territory

John Locke s Views On Education - 879 Words

John Locke was a philosopher, doctor and political theorists of the 17th century. He was one of the founders of the school of thought known as British Empiricism. Mr. Locke made foundational contributions to modern theories of limited, liberal government. He was also influential in the areas of theology, religious toleration, and educational theory. During his services at Shaftesbury, John Locke had been writing. He published all of his most significant works within six years of following his return to England. Locke’s â€Å"Essay Concerning Human Understanding† outlined a theory of human knowledge, identity and selfhood. In his â€Å"Thoughts Concerning Education†, Locke argued for a broadened syllabus and better treatment of students. Ideas that†¦show more content†¦Later life he attacked boarding schools for their overemphasis on corporal punishment and for the uncivil behavior of pupils. Between 1652 and 1667, John Locke was a student at Christ Churc h, Oxford, where he focused on the standard curriculum of logic, metaphysics and classics. He also studied medicine extensively and was an associate of Robert Hooke, Robert Boyle and other leading Oxford scientists. Locke spent his final 14 years in Essex at the home of Sir Francis Masham and his wife, the philosopher Lady Damaris Cudworth Masham. Locke suffered from health problems for most of his adult life. In particular, he had respiratory ailments which were exacerbated by his visits to London where the air quality was very poor. His health took a turn for the worse in 1704 and he became increasingly debilitated. He died on 28 October 1704 while Damaris Masham was reading him the Psalms. He was buried at High Laver, near Oates. He wrote his own epitaph which was both humble and forthright. John Locke was one of most influential to educationalist theory. They believed that children were born as blank slates, beginning their lives morally neutral. From this point of view, infants were neither inherently good or inherently evil. A child s nature and personality would develop over childhood, a period of time during which the educationalists believed a child was particularly impressionable. Adults surrounding aShow MoreRelatedJohn Locke s Theory Of Religious Tolerance884 Words   |  4 PagesJohn Locke, a 17th century English philosopher is remembered for his great contributions to three issues that was important during his time and still concerns us today. The three topics Locke covered during his lifetime was how to handle people with different religion, determining who should rule, and how to educate our children. Locke developed theories from the three topics because they played a central role in his life. Religion politics and education influence Locke s writing and because ofRead MoreEssay On John Locke And Thomas Hobbes1076 Words   |  5 Pages John Locke and Thomas Hobbes John Locke and Thomas Hobbes, two English Enlightenment philosophers, were both very influential politically and philosophically despite having almost opposite beliefs. While each individually influenced later documents and events such as the Declaration of Independence and the American Revolution, they had an equally big impact in history. Today, everyone recognizes natural rights and the modern system of government uses social contracts every day. Thomas HobbesRead MoreThe State Of Nature : Thomas Hobbes, John Locke, And Jean Jacques Rousseau902 Words   |  4 Pageshousing, technology, or education. With a state of nature there must be guaranteed that no one will harm one another, and people must rely on other s to keep their word, and not go back on what they say. Living in a state of nature was no way to live honestly. A state of nature was total anarchy. The human condition is something we can not help, equality of needs, and scarcity are a few examples of human needs that are not reversible. There were three theorist who had different views on the state of natureRead MoreThe Views Of Locke And Godwin On The Origin Of Government1680 Words   |  7 Pagessprung up some influential political thinkers. John Locke is the forefather of liberty while William Godwin was one of the proponent of anarchism, and both of them are great English philosopher after the enlightenment who take significant influence on successors. This e ssay will focus on the views of Locke and Godwin on the origin and purpose of government, the extent of authority, as well as some opinions according to their flaws. The views of Locke and Godwin on the origin of government are differentRead MoreJohn Locke s The Second Treatise Of Civil Government977 Words   |  4 PagesMadeline Boche Dr. Thorn Philosophy 1301.040 24 March 2017 John Locke’s The Second Treatise of Civil Government In John Locke’s The Second Treatise of Civil Government, Locke discusses what the moral state of nature is and rejects the idea of a â€Å"divine right of kings.† John Locke was a product of the best schools in England and had a heavy impact on Western thought through his writings. As a Christ Church graduate, Locke largely discusses in his writings the state of nature, the concept of naturalRead MoreSocial Contract Theory On The Origin Of State1110 Words   |  5 Pagesvoluntary and deliberate agreement on the part of the people those who emerged from the state of nature, in order to form a state based on a contract between the people and the sovereign and is not made by the god and thus implies that the state is a man`s deliberate creation to serve his needs. The core idea behind this theory is an assumption that there was a period in human history, when there was no state at all and no political law existed. The idea that the power to the ruler is given based on someRead MoreThe Age Of Enlightenment And The Scientific Revolution1675 Words   |  7 Pagesinfluence for the future American society and planted the way for cultural and humanistic enrichment. The Age of the Enlightenment raised new concepts in education, democracy, and human freedom. The new humanistic philosophy promoted the polish of the human intelligence and made education a longing that lasted in the following centuries. Names like John Locke, Montesquieu, Voltaire, Rousseau, Diderot, and many more, contributed with their ideas about reasoning, religious tolerance, and human equality toRead MoreReligious Groups And Religious Organizations1101 Words   |  5 Pagesshould not be allowed to participate in politics and should not impart their views and values to influence government matters or attempt to elect their politicians. In other words, the government does not appoint bishops and pastors for the churches and the churches do not appoint presidents, governors, and ju dges. This paper will offer my opinions and reasons sustained by evidence of relevant ideas that support my views. The question of religion and politics has been an issue in American societyRead MoreEssay about The View of Self1177 Words   |  5 PagesThe View of Self The view of the self and the theory of personal identity are one of the most interesting topics in the world of philosophy. It attempts to answer the question as to what makes the person now the same person that existed a year (or any period of time) ago. The world is constantly evolving and becoming more technologically proficient; ones identity is becomingRead MoreRene Descartes s Philosophy And The Science Of Philosophy1114 Words   |  5 Pagesbear on the empiricists. John Locke was born in 1632 in England and went to the University of Oxford according to Biography.com. At the University of Oxford, Locke studied medicine which was an integral part of his life. Thus, this led to his being a highly influential philosopher, leading to help find modern Western philosophy (Biography.com). As a highly influential philosopher, he wrote about such topics as political philosophy, epistemology, and education. Locke s writings helped establish

Need Theories Comparing Maslow, Alderfer, and Mcclelland

19 July 2014 Need Theories: Comparing Maslow, Alderfer, and McClelland Most theories of motivation revolve around the idea an employee’s needs influence their motivation. Needs are physiological or psychological scarcities that stimulate behavior therefore are necessary to live a healthy, productive lives both in personal and work lives. â€Å"If work is meaningless, then life comes close to being meaningless†(Maslow, Stephens Heil 39). These needs, whether weak or strong and are greatly influenced by environmental factors, thus causing human needs to vary over time and place. The general idea behind need theories of motivation is that unmet needs motivate people to placate them. On the contrary, people are not motivated to pursue a†¦show more content†¦Ã¢â‚¬Å"A person’s motivation and effectiveness in certain job functions are influenced by these three needs†(McClelland - Theory of Needs). Those who have a high need for achievement share three common characteristics: a preference for tasks of moderate difficulty, si tuations in which their performance is due to their own efforts, and a desire for more performance feedback on their successes and failures. Those with a high need for affiliation have a strong desire for approval and reassurance from others, a tendency to conform to the wishes of others when pressured by people whose friendships they value, and a sincere interest in the feelings of others. Finally, those with a high need for power seek to influence and direct others, exercise control over others, and maintain leader-follower relations. Upon further comparisons, Alderfer does not disagree with Maslows hierarchy of needs completely. He suggests that as more concrete needs are satisfied, less concrete need become more important. Instead of the five needs Maslow believes should be satisfied, Alderfer says there are only three important needs, and McClelland says there three differing needs than the others. Whereas Maslows theory argues that individuals move up the hierarchy as a resu lt of the satisfaction of lower order needs. ERG theory includes a unique frustration - regression component. This suggests that an already satisfied need can become activated when a higher need cannot be satisfied.Show MoreRelatedInformation Technology And Organisational Development3640 Words   |  15 Pagesand the organisational development efforts, for example e-mails, Website, online surveys, virtual meetings, departmental and management processes, online ticketing systems, total quality management systems, career management tools and interactive and need based trainings and development plans. (Church, A; Gilbert, M; Oliver, D; Paquet, K; Surface, C. 2002) Desire to Work. Comparison of Past and Present In the past after education the most important aspect of life was to do a job. People from the pastRead MoreImpact of Motivation on Employee Job Performance11448 Words   |  46 Pagesthey can use to motivate their employees. (Terpstra, D. E. 1979, Theories of Motivation) Moreso, very little is known regarding how intrinsic and extrinsic forms of motivation may predict employees’ performance in the developing economy. (Terpstra, D. E. 1979, Theories of Motivation) If employees are the human resource of every organization and as such the most valuable asset of the organization, then there is no doubt about the need to motivate them according to their efforts especially in the privateRead MoreThe Importance of Reward in Motivation1742 Words   |  7 PagesIn daily life, we need motivation to improve our performance in our job or in studies. Motivation is an internal force, dependent on the needs that drive a person to achieve. In the other words, motivation is a consequence of expectations of the future while satisfaction is a consequence of past events (Carr, 2005). We need to give reward to our self when we did correctly or we has achieve our target. Reward is something that we are given because we have behaved well, worked hard, or provided aRead MoreOrganization s Failure Or Success9418 Words   |  38 Pagesdifference in need, ambition, desires and the difference in levels of their skills and knowledge as well as potentials. All these di fferences should be recognized by a manager, be able to advice and recommend several motivation programmes to meet the needs of individuals. If the needs of an individual have been satisfied, then he will be motivated to perform in his task. All programmes designed to motivate employees try to create conditions that encourages them to satisfy their needs on one hand andRead MoreIntroduction to Motivation16686 Words   |  67 Pagesfor our dreams to come true, we need to have fire in our belly ,the true hunger for success. The story doesn’t end here; circumstances are rarely favourable for working on desires and then we need motivation to drive us to right path.Motivation may be explicit or may be sometimes implicit. Motivation may be internal or may be external. World is changing proportionately with rapid changing needs of individuals, Business which is very much dependent on consumer’s need, has to therefore cope up withRead MoreThe Art of Motivation7625 Words   |  31 PagesThe Art of Motivation: It’s Affects and Applications Part I. Definition and Importance of Motivation Before delving into the topics of motivational theories, the affects of motivation, and motivational tools, etc., it is important to first define motivation and explain why the subject of motivation is so important in the organizational setting today. Motivation Defined The topic of motivation is not something new. For decades, scholars, researchers, theorists, psychologists, and organizationalRead MoreIntroduction to Large Scale Organizations18988 Words   |  76 Pagesshares and assets by another, also known as a takeover For themselves Dis-economies of scale Operation on large scale may have negative implications, e.g environmental damage, management inefficiency Less Flexibility Inability to meet new demands/needs Legal Implications LSO s are subject to legal scrutiny due to the significant implications they have on the flow of society For Society Off-shoring Refers to an act of relocating business proceedings or processes from one country to another LargeRead MoreAdl 01 - Principles and Practices of Management Study Material.Pdf Uploaded Successfully30836 Words   |  124 PagesThe decision-making process Management by objective-concepts and features Communication- Process Motivation Importance of motivation Motivation process Theories of motivation Chapter 6 – Co-ordination and Controlling i. ii. iii. iv. v. vi. vii. viii. ix. x. xi. xii. xiii. xiv. Introduction-co ordination Definitions Principles of co-ordination Need for co-ordination Techniques of co-ordination Types of co-ordination Importance of co-ordination Hindrances to co-ordination Meaning of control CharacteristicsRead MoreOverview of Hrm93778 Words   |  376 Pages most of these elements will affect you at some point in your career. Either you will be working with some organizations or having people working for you, in both cases you will be dealing with people. To be understandable and lively means that we need to communicate you. We start every chapter with learning objectives. The most important thing you will get out of this course are the basic skills required to succeed in today’s environment which are, you must be able to communicate, think creativelyRead MoreDeveloping Management Skills404131 Words   |  1617 Pagesfor courses in Principle s of Management, Human Resources, Strategy, and Organizational Behavior that helps you actively study and prepare material for class. Chapter-by-chapter activities, including built-in pretests and posttests, focus on what you need to learn and to review in order to succeed. Visit www.mymanagementlab.com to learn more. DEVELOPING MANAGEMENT SKILLS EIGHTH EDITION David A. Whetten BRIGHAM YOUNG UNIVERSITY Kim S. Cameron UNIVERSITY OF MICHIGAN Prentice Hall Boston

Business Rules and Their Relationship to Effective Data Management

Question: Describe the business rules and their relationship to effective data management. Answer: Introduction Data management is an asset for the companies that includes into the production and manufacturing activities. The value of the data is quite difficult to be valued, as it can be done with the corporate assets of the company. Data of the company has to be effectively handled and used for improving the intelligence environment within the company. The data quality, its role for the business improvement, and other relevance has to be analysed by the management. This will enable the company to face different challenges that exists at the workplace. By implementing an effective data analysis method, it is possible to introduce data management program, which will assist the company (Business Rules Forum, 2008). Data management system is a process through which the roles, policies, responsibilities, and procedures related to the maintenance, acquisition, disposition of the data, and dissemination is planned and executed. There is a direct relationship between the data management model and dissemination is handled. Through this method, the company develops or partners with different technology groups and ensure to use the data quality management system in the best possible manner. Business rules are established, so as to ensure that the response system can be developed for evaluating the quality of the acquired data (Fard et al., 2010). Information technology department or team of the company are responsible for handling different tasks like the technical facilities, architecture, databases, systems and others. Such process helps in acquiring and maintaining the electronic data assets possess by the company. Business operational activities include decision making and rendering the best possible services to the customers. Planning for rendering such services are done on the basis of the collected data from different resources. Data warehouse is used for examining the changing business trends. Such an analysis would help in developing and implementing an effective strategy that will be useful for accomplishing the tasks for the future. Every company strive for improving the customer relationship management system. In this factor, data is collected regarding the customer preferences, expectations, and other factors. This will help in making the accurate decision through which the required changes for business execution can be introduced. Financial data can be retrieved to check the profitability possibilities for the company. Good data and appropriate usage of the same is an important strategy (Jun et al., 2006). Relational model and entity relationships and how they support business rules. Entity relationship model is an ideal option for handling the important data about the company. The data model describes the information or the data important for handling the process requirements. The database is associated with the relational database. Entity relationship model is defined as a systematic way for describing or defining the process of the business conduct. The components of the business are linked with the dependencies or the requirements that exists between different components (Kamalian et al., 2010). The model is used for handling the data management system, which includes the program manager, business analyst, and data analyst. Data quality management program includes reactive and proactive components. In the proactive component the business rules associated with the defining the responsibilities of the company, analysing the quality expectations, and analyse the important supporting business practices. The technical environmental factor has to be analysed as this will help in developing an effective strategy for business development (Khan et al., 2010). Conceptual data model is considered to be a secured system, which enables the business to use differentiate the references that are used for the data entities. This method is known to be the foundation of the data entity method that is being chosen by the comment. The development of the enterprise conceptual framework model is meant to support the document related to the data architect factors (Latt, 2008). With the help of the reactive component the problem associated with analysing the data is carried out. In the legacy system, the quality of the data is analysed through different strategies. The inadequate information is excluded from the ones that are considered to be important. Business rules are associated with the adoption of the better strategies that will improve the relationship of the company with the existing and potential clients. The relevance or the usage of the information or data collected by the management can be used for various purposes. The data useful for analysing the customer preferences might not be useful for the financial department. Such a process creates huge problem for the execution of the tasks and using the data in the right manner (Mani, 2010). Organization change is one of the important policies or rules drafted by the company. The values and benefits associated with the change system have to be understood in an effective manner. This would help the managers to handle the business intelligence environmental factors. The issues arising in this case would help the management in overpowering the challenges involved in the process. Problem associated with the data quality issue are analysed through the implementation of the business intelligence projects. The change program plans an essential role in assisting the company to analyse the relevance of the issues and the methods to deal with the same (Matthew et al., 2009). Business analysts play a key role in identifying the business requirements like the quality, customer services, technical changes, and other factors. It is essential to include the details into the data quality requirement system. The selection of the data model has to be done after analysing the future of the company and the objectives decided to be achieved by the management. Through the data model, it is possible for the management to develop and implement the best data acquisition method. This would help in improving the delivery process. The quality requirements can be checked and the corrective measures can be introduced within the system. For this, the data requirements can be used for defining the quality requirements, designs, and other factors are closely evaluated. This would help in managing the data, and use the same as the corporate asset. The roles are defined, as this will assist in improving the quality of services proposed to be rendered to the clients (Oluseyi, Ay o, 2009). Challenges faced by the company in managing the business rules The implement on of the data model for improving the business performance is a complex task. Management has to analyse the challenges involved with the process of implementing the data. This will help in overpowering the issues and introducing the best strategies that would help in business development. It is challenging to introduce a formal data quality evaluation method. Some of the factors required for executing the task have been included below Business unit and department are held responsible for the problem arising with the system. This makes it quite challenging for the management to introduce the best system that will improve the quality of services (Rukhmani et al., 2010). Introduction of the cross functional cooperation method, which is required for executing the task. Implementing discipline for improving the quality of the database system has to be evaluated. Companies are unwilling to spend on the implementation of the database management system Return on the investment is not easy to be quantified. The challenge is associated with the single business unit. The business unit use the data that is used for including the response task that is required the data in the best possible manner. The data once stored into the computer dont willingly take the responsibility for the wrong acts performed by one or the group members. The business rules needs to be integrated with the IT system for the data, which is required for executing different tasks at the workplace. It is necessary to introduce an effective management system for the data quality through which the process can be carried out in the right manner. The caring system has to be lined and introduced in the appropriate manner. This will enable the company to make the people responsible which are required for executing the task. Before investing in the installation of the data management system the benefits has to be analysed. Calculating the profit or benefits associated with such a process is quite a challenging task. This is on e of the reasons; the management doesnt choose to invest in the purchase and installation of the system. Such a factor impacts the willingness of the management to introduce the better system through which the data issue can be used in the right manner. The model selection is one of the challenging tasks and the same has to be correlated with the business rules and objectives. This will help in improving the quality of services intended to be provided to the company (Rynes et al., 2004). Conclusion The data management system is quite a crucial factor for the company. Selection of the model and method depends upon various factors like the benefits and the usage of the system. In this case, the challenges involved in the process of implementation of the process have to be analysed. This is necessary for deriving the data that can be used for business management. With the help of the data management system, it is possible for the company to choose the better data, and use the same in the right manner. References Business Rules Forum 2008. Practitioners' Panel: The Real World DOs and DON'Ts of Business Rules,"Business Rules Journal, Vol. 10, No. 3 (Mar. 2009), URL:https://www.BRCommunity.com/a2009/b465.html Fard, H. D., Ghatari, A. R., Hasiri, A., (2010). Employees Morale in Public Sector: Is Organizational Trust an Important Factor? European Journal of Scientific research, 46 (3), 378-390. Jun, M., Cai, S., Shin, H. (2006). TQM practice in maquiladora: antecedents of employee satisfaction and loyalty. Journal of Operations Management, 24, 791-812 Kamalian, A. R., Yaghoubi, N. M., Moloudi, J., (2010). Survey of Relationship between Organizational Justice and Empowerment (A Case Study). European Journal of Economics, Finance and Administrative Sciences, 24, 165-171. Khan, K. U., Farooq, S. U., Ullah, M. I., (2010). The Relationship between Rewards and Employee Motivation in Commercial Banks of Pakistan. Research Journal of International Studies, 14, 37-52 Latt, K. A., (2008). Motivating People on the way towards Organizational Performance. Victoria University (Australia), intern analyst, Covalence SA, Geneva. Mani, V., (2010). Development of Employee Satisfaction Index Scorecard. European Journal of Social Sciences, 15 (1), 129-139 Matthew, J., Grawhich, Barber, L. K., (2009). Are you Focusing both Employees and Organizational Outcomes. Organizational Health Initiative at Saint Louis University Oluseyi, S., Ayo, H. T., (2009). Influence of Work Motivation, Leadership Effectiveness and time Management on Employees Performance in some Selected Industries in Ibadan, Oyo State, Nigeria. European journal of Economics, Finance and Administrative Sciences, 16, 7-17. Rukhmani, K., Ramesh, M., Jayakrishnan, J., (2010). Effect of Leadership Styles on Organizational Effectiveness. European Journal of Social Sciences, 15 (3), 365-369. Rynes, S. L., Gerhart, B., Minette, K. A., (2004). The Importance of Pay in employee Motivation: Discrepancies between What People say and what they do. Human Resource Management, 43 (4), 381-394. Tella, A., Ayeni, C. O., Popoola, S. O., (2007). Work Motivation, Job Satisfaction and Organizational commitment of Library Personel in Academic and Research Libraries in Oyo State, Nigeria. Library Philosophy and Practice, 1-16 Viorel, L., Aurel, M., Virgil, M. C., Stefania, P. R., Employees Motivation Theories Developed at an International Level. Labor Management, JEL article code: M54: Labor Management, 324-328

Financial Ombudsman Service-Free-Samples-Myassignmenthelp.com

Question: Discuss about the Financial Ombudsman Service. Answer: Introduction Financial Ombudsman Service is an independent expert system for resolving of complaints between the customer and the businesses which are providing financial services. This report includes critical evaluation of the case study in which a self-employed person borrows a loan from bank worth $250000 which is secured by mortgage of property. Due to extreme conditions the person was unable to repay the loan and provided the reasons to bank for their inability to repay. But bank was insensitive to the same and thus the person approached a financial ombudsman service (FOS). The role and responsibilities of an FOS is described along with evaluation of a case study is done. It also evaluates the performance of an FOS with respect to current scenario. It is one of the third-party grievances handling system (Gilad, 2008). Financial ombudsman service and its role Financial ombudsman service is an independent expert solving out the problems relating to financial services. It is established by the parliament. When the business and customer are unable to resort the matter FOS shall come into play. It will provide an unbiased view to the problem and have all legal powers to do things right. The service of the FOS can only be taken after the customer has himself complained to the business about his problem and the business is unable to solve the same in eight weeks (Summer, 2010). It shall consider all the relevant laws and regulations, guidance, code of practices and ethical practice relating to business. Its funding is done by the financial service sector which collects the same through fees and statuary levies. The applicants apply free of cost and its cost are met by various financial service providers (Financial Ombudsman Service, 2015). According to Financial Ombudsman Service Australia, 2017 the following types of services are provided by FOS Banking Services. Credit card complaints. Insurances (general and life). Services of financial planning. Investment advices. Financial services in context with breaking of law, breaching code of ethics and sectors not meeting standards of good practice (Financial Ombudsman Service Australia, 2017). In the given case, the bank has mortgaged the property and is not helpful to the customer and not considering the reason for failure to pay and thus he approaches the financial ombudsman service. FOS gives assistance to such customers since it is within its scope and only when the customer and the business have not resolved the same and thus the case qualifies as a customer for FOS (Ali, 2016). Procedure followed by customer The following procedure shall be followed by the customer The customer shall lodge the complaint with FOS by submitting the online dispute form or by email or in writing by downloading the form or by telephone. The following information shall be provided by the customer during lodging of complaint : Name and address of the applicant. Key issues. Name and details of financial service provider. If the provider of service lodges complaint it will obtain written consent of customer and then file the same with FOS. If the applicant requires a representative due to some technical or language difficulties the same shall be allowed under FOS but the charges paid to that representative shall be borne by applicant himself. The customer can apply to FOS within six years from the date the dispute arises. But it will come down to two years in case of credit contract variation. After the dispute is filed with FOS, it registers the same and informs the same to FSP for internally resolving the dispute. (Financial Ombudsman Service Australia, 2017) If the applicant accepts determination, FSP shall sign a Confirmation of settlement and the full and final resolution to the case shall enforce. It shall make applicant sign a deed of release within 14 days and the deed should be consistent with determination formulated. Procedure followed by FOS After the applicant has submitted the dispute the FOS shall follow its procedure to resolve the same- Registration and Referral The first step is to refer the dispute filed with the financial service provider. The FSP after examining the case shall respond back to the applicant as well as the FOS. The FSP shall be given a time limit to respond which is depending on the case but in most cases it is 45 days. But when FSP has already applied the same it will come down to 21 days. If FSP does not respond to dispute within the registration and referral stage the same shall be addressed by the FOS (Financial Ombudsman Service, 2015). Case management When the dispute is not resolved above the same is referred here. The case owner is appointed who reviews all the information relating to the dispute and will figure out the jurisdiction relating to the case for investigating the same. After reviewing the case manager shall inform the details to the applicant and the FOS and will resolve by negotiating, or adding merits to the dispute or conciliation conference (Gilad, 2009). Conciliation conference means an informal discussion by both the parties of the case. It is discussed with a conciliator who is an authorized employee of FOS. It is conducted generally as teleconferencing in which both the parties upheld their views and understand each others issues and then generate a proper response to the same. If the dispute resolves here the same is noted and annexed with the report and referred back to FOS. Negotiation is not as effective as conciliation. If the dispute is not resolved other matters to case are added to form an opinion and resolve the dispute (Ali, 2013). Decision This stage arises when the above two stages are unable to resolve the matter. Merits of the case taking the opinion of both the parties shall be considered and a fair decision will be taken applying proper code of ethics and industry best practices. The decision taken here shall be in the form of determination (Financial Ombudsman Service Australia, 2017).Depending on the nature of complexities the decision shall be taken by ombudsman or the panel, as the case may be. Before making a determination the concerned person shall first advice the parties. After determination is made, further no appeal can be filed by either of the parties. An applicant has thirty days (additional time may be allowed) to accept or reject the same. If he accepts it will be binding on both but if he rejects the same shall not be binding. But accepting and rejecting is done only by applicant, FSP has no power to accept or reject it (Llc, 2010). Evaluation of case study- Financial Difficulty Case 1: Following a Workplace injury Facts of the Case- In the given case the home loan was taken by the applicant and due to some workplace injury they were unable to pay the same but they updated the bank for settlement and made number of calls regarding their difficulty. But bank death very insensitively and does not route their difficulty. Rules and regulations to be followed by the bank- The bank breaches Code of Banking practice which states that when the customer has financial difficulty with the credit facility offered , bank will deploy the repayment plan and if required it will apply hardship provisions of uniform customer credit code. Decision by FOS The applicant filed an application with FOS for resolving this dispute. FOS made a reference to code of banking practice in which it was provided that bank will provide repayment moratorium and the same will be finalized in two months and thus it will give applicant a proper time for disposing their property and repay the loan. This decision was accepted by applicant in resolution to their dispute. Case 2: A refinanced Home loan Facts of the Case- In the given case the home loan was taken by the applicant and they asked the FSP to refinance their loan by offering them to mortgage their property. The FSP approved the refinancing. The applicant was unable to repay the loan and applied to FOS for settlement of the case. The applicant alleged that he should be compensated for the drop in prices of the house property. Rules and regulations to be followed by the bank- The bank credit statement was reviewed by FSP. It was found out that FSP demanded for the documents which were not necessary. And it was even reviewed that the loan given to the applicant was not repaid on time along with interest. As per the ethical practice when the applicant does not repay the same he should not be refinanced with a higher loan at a higher interest. Decision by FOS On the basis of the facts of the case and rules of bank it was concluded by FOS that the applicant shall be compensated for the fifty percent of the loss and bank should be more careful in taking decisions since refinancing at higher interest was not viable. The same was justified and the case was resolved. The FOS has a good track record in creating a just and fair redress system for financial consumers Critical Evaluation A Financial Ombudsman Service is a not for profit organization which provides dispute resolution to its financial customers. It has resorted around150000 disputes every year and providing an unbiased solution to the dispute. The business of resolving the dispute is increasing. It has various merits as applying to a non-government company at no cost; it also provides investigation and conciliation along with bad practices are rectified. But sometimes rapid solutions are required to critical problems which cannot be provided by FOS. Decisions taken by FOS are not binding on the applicant. It is binding only after acceptance of the decision (Legal Commission Services of South Australia, 2012). Statistics provide that ninety percent of the cases are resolved in the earlier stages without intervention of an ombudsman. From the data given above it can be easily depicted that FOS has a good track record and is in process of creating a fair redress system. References Ali, P, Bourova, E, Horbec, J and Ramsay, I,2016, Australia's Financial Ombudsman Service: An Analysis of Its Role in the Resolution of Financial Hardship Disputes, Conflict Resolution Quarterly, 34 (2), 163-168. Ali, S, 2013, Consumer Financial Dispute Resolution in a comparative context, Cambridge University Press, United Kingdom. Financial Ombudsman Service Australia, 2015, Operational Guidelines to the Terms of Reference, Retrieved on 15th August, 2017 from https://www.fos.org.au/custom/files/docs/operational-guidelines-as-at-1-january-2015.pdf Financial Ombudsman Service Australia, 2017, Dispute resolution process in detail, retrieved on 18 Aug, 2017 from https://www.fos.org.au/resolving-disputes/dispute-resolution-process-in-detail/#id=registration Financial Ombudsman Service Australia, 2017, Financial Difficulty. Retrieved on 16th august from https://www.fos.org.au/resolving-disputes/case-studies/#FinancialHardship. Financial Ombudsman Service Australia, 2017, Terms of Reference, retrieved on 18 Aug., 2017 from https://fos.org.au/about-us/terms-of-reference Financial Ombudsman Service, 2017, retrieved on 18 Aug., 2017 from https://ombudsman.funnelback.co.uk/s/search.html?query=20collection=meta Gilad , S, 2008, Accountability or Expectations Management? The Role of the Ombudsman in Financial Regulation, Wiley online library, 30(2), 227-253. Gilad, S, 2009, Juggling Conflicting Demands: The Case of the UK Financial Ombudsman Service, Journal of Public Administration Research and Theory, 19(3), 661-680. Legal Commission Services of South Australia, 2012, Advantages and disadvantages of using the Ombudsman, Retrieved on 15th August, 2017 from https://www.lawhandbook.sa.gov.au/ch09s01s02s03.php Llc, B, 2010, Ombudsmen in the United Kingdom: Financial Ombudsman Service, General Books, United Kingdom. Summer, J, 2010, Insurance law and the financial ombudsman service, Lloyd List Law, Great Britain. Brophy, R, 2012, Development of insurance regulation in Ireland, Journal of Financial Regulation and Compliance, 20(3), 248-263. Cortes, P, 2008, Accredited Online Dispute Resolution Services: Creating European Legal Standards for Ensuring Fair and Effective Processes, Information and Communications Technology Law, 17, 221237. Kimble, C, 2015, Business Models for E-Health: Evidence From Ten Case Studies, Global business and organizational Excellence, 34(4), 18-30. Waye, V and Morabito, V, 2015, Collective Forms of Consumer Redress: Financial Ombudsman Service Case Study, Journal of Corporate Law studies, 12(1), 1-31.